Credit Union 1 of Kansas: Rates_

All loan rates quoted are Annual Percentage Rates
*Repayment terms - An example of a typical repayment schedule would be
60 monthly payments of $19.34 per $1000.00 borrowed.

First Mortgage
Loan Type	Rate	Term	Amount Financed
Single Family Primary Residence	6.250%	15 Yrs	80% of purchase price or appraisal, whichever is less
Single Family Primary Residence	6.875%	30 Yrs	80% of purchase price or appraisal, whichever is less
Unimproved Property	8.250%	10 Yrs	80% of purchase price or appraisal, whichever is less

Minimum loan is $10,000. Borrower pays costs including, but not limited to: recording fees, title insurance fees, appraisal fees and closing fees. There is an administrative fee of 1% of the existing balance on any first mortgage real estate loan on which the balance is refinanced or extended on which the interest rate decreases. Rate information is displayed for planning purposes only, and is subject to change without notice. Please verify current applicable rate with Credit Union 1 of Kansas

Second Mortgage
Loan Type	Rate	Term	Amount Financed
Single Family Primary Residence	6.75%	5 Yrs	80% of appraisal less 1st mortgage balance
Single Family Primary Residence	7.50%	10 Yrs	80% of appraisal less 1st mortgage balance
Single Family Primary Residence	7.50%	5 Yrs	90% of appraisal less 1st mortgage balance
Single Family Primary Residence	8.50%	10 Yrs	90% of appraisal less 1st mortgage balance

Borrower pays costs including, but not limited to: recording fees, title insurance fees, appraisal fees and closing fees. Rate information is displayed for planning purposes only, and is subject to change without notice. Please verify current applicable rate with Credit Union 1 of Kansas Loan Officer.

United Guaranty
Loan	Rate	Term	Amount Financed
Type 1	7.75%	3 Yrs	90% of property value estimate. Subject to requirements of United Guaranty Residential Insurance Company of North Carolina
Type 1	8.00%	5 Yrs	90% of property value estimate. Subjest to requirements of United Guaranty Residential Insurance Company of North Carolina
Type 1	8.25%	7 Yrs	90% of property value estimate. Subject to requirements of United Guaranty Residential Insurance Company of North Carolina
Type 1	8.50%	10 Yrs	90% of property value estimate. Subject to requirements of United Guaranty Residential Insurance Company of North Carolina
Type 2	9.00%	5 Yrs	90% of property value estimate. Subject to requirements of United Guaranty Residential Insurance Company of North Carolina

Rate information is displayed for planning purposes only, and is subject to change without notice. Please verify current applicable rate with Credit Union 1 of Kansas Loan Officer.

Column_Mortgage Information

Apply for a mortgage loan:
	Download PDF

Apply at any CU1 office!
	Topeka
	Fort Riley
	Shawnee

	CU1 Mortgage Loans
	Homeowners Insurance
	The Home Mortgage Process
	30 Yr Mortgage Rates
	VA Loan Rates

Privacy and Security \| Legal Information\| Contact Us \| ATM's \|			Your savings are federally insured to $100,000 by the National Credit Union Administration, an agency of the US government.			We do business in accordance with the Fair Housing Lending law.
Copyright © 2007 Credit Union 1 of Kansas All rights reserved.