Add .50% to the above rates if over 100% financing. Add .75% to the above rates if the vehicle mileage exceeds NADA mileage by more than 10,000 miles. New = Not previously titled or privately owned, current year or 1 year old with less than 5,000 miles. Model years change with calendar year. New vehicles refinanced from other lenders will be considered as new if refinanced within 60 days from purchase date.All rates listed are best qualifying rates. Actual rate may vary based upon credit and collateral at the time of the loan. *Rate information is displayed for planning purposes only, and is subject to change without notice. Please verify current applicable rate with Credit Union 1 of Kansas Loan Officer