All
loan rates quoted are Annual Percentage Rates *Repayment
terms - An example of a typical repayment schedule
would be
60 monthly payments of $19.34 per $1000.00 borrowed.
New
Autos and Pickups (1 ton or less)
2006 - 2008
LOAN
TYPE
RATE
TERM
AMOUNT
FINANCED
Fixed
5.500%
48 Months
100%
Fixed
5.750%
60
Months
100%
Fixed
6.250%
72
Months
100%
Used
Autos and Pickups (1 ton or less) 2000-2005
LOAN
TYPE
RATE
TERM
AMOUNT
FINANCED
2003-2005
1
1
1
Fixed
6.250%
48 Months
100%
Fixed
6.50%
60 Months
100%
2001-2002
1
1
1
Fixed
7.00%
36 Months
100%
Fixed
7.50%
48 Months
100%
2000 and Older
Fixed
8.500%
36 Months
100%
Add .50% to the above rates if over 100% financing.
Add .75% to the above rates if the vehicle mileage
exceeds NADA mileage by more than 10,000 miles.
New = Not previously titled or privately owned,
current year or 1 year old with less than 5,000
miles. Model years change with calendar year.
New vehicles refinanced from other lenders will
be considered as new if refinanced within 60
days from purchase date.All rates listed are
best qualifying rates. Actual rate may vary
based upon credit and collateral at the time
of the loan. *Rate information is displayed
for planning purposes only, and is subject to
change without notice. Please verify current
applicable rate with Credit
Union 1 of Kansas Loan Officer