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In the event that your vehicle is accidentally damaged beyond repair, stolen or otherwise declared an insured total loss, your insurance company pays the actual cash value to the vehicle at the time of the loss. They do not pay what the vehicle is really worth to you. You remain

 
liable for payment of the difference between your insurance company’s settlement and the balance of your Credit Union 1 loan. When you add this deficiency to the amount of your deductible, factor in the time lost from work, rental car costs, plus other incidental expenses, you could be facing thousands of dollars in out of pocket expenses! So, why take the chance! Credit Union 1 offers an affordable solution for members who have a CU1 vehicle loan . . . GAP Protection.
     
GAP Protection provides . . .    
Risk protection for new and used vehicles
Protection for the term of your loan up to 84 months
Protection for vehicles valued up to $100,000 at time of purchase  
Benefits are paid up to $50,000.00;  Deductible coverage up to $1,000.00
GAP PLUS option available that includes a $1,000.00 down payment credit

We do our best to make you successful!
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  Topeka
  Fort Riley
  Shawnee
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NCUA: This credit union is insured by the National Credit Union Administration, a agency of the US government.
Your savings are federally insured to $100,000 by the National Credit Union Administration, an agency of the US government.
We do business in accordance with the Fair Housing Lending law.
We do business in accordance with the Fair Housing Lending law.
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